How We Work

Our experienced specialists have one goal -- to help you regain your financial freedom.

We will help you build an individual, personalized, focused and accelerated plan based on your budget, lifestyle and family situation. Our goal will always be to set up the perfect plan for you and your loved ones.

Once your budget and timeline are in place, and as funds are available, we contact your creditors on your behalf. Our knowledgeable staff of settlement advisors begin settling your accounts at a much lower percent than your balance, at the time of settlement.

How does it work?

The process is amazingly simple:

1. First, one of our experienced specialists helps determine which of your debts qualifies for this unique program.
2. You tell us how much you can afford to put into an account that will eventually be used to negotiate settlements with creditors.
3. As your account reaches specific amounts, we contact creditors to negotiate settlements, saving you a substantial amount, in most cases.
4. Lump Sum Option: If you have access to a lump sum of money, we can immediately begin negotiations with your creditors. Clients who have a lump sum for this type of settlement typically receive the best outcomes.

To get started or to request a free no-obligation consultation, call 1-800-370-8918.

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Key Debt Services does not provide legal, tax or investment advice. If you need legal advice, legal expertise or court filings, you must seek the advice of a licensed attorney. Individual results may vary.